"The best time to buy a home is always five years ago." —Ray Brown
Hello! I’m Rick
I'm thrilled that you've joined us!
I'm dedicated to assisting you in your pursuit of homeownership success. To kick things off, let's establish a clear roadmap of the upcoming steps that will steer you in the right direction.
your journey begins here!
Step 1
Get Pre-qualified
Imagine shopping on Black Friday and forgetting your wallet. By the time you get back, all the great deals are gone. That’s what it’s like shopping for a home without a pre-approval letter from your lender or proof of funds. If you don’t have a lender that you work with, we can provide the names of several that we have worked successfully with in the past.
Step 2
Book a Consultation
Our consultation isn’t about us and how awesome we are. It’s a time to discuss your needs, discover what is important to you, answer questions and create a game plan for your purchase. This time together will help in making the rest of the transaction go much smoother and will save time.
Step 3
intake form
Just like going to the doctor’s office, our intake form will provide us the details we need to get you started and not miss any details. It will only take a few minutes to complete and will help our staff determine the best way to assist you.
Step 4
start property search
Based on your needs, we will establish a property search from our OneHome site. This pulls the latest home info directly from the MLS and sends it to you as soon as they are published so you’re sure never to miss a property! We will assist you with showing homes, both resale and new construction.
Step 5
submit offer
Once you have found your dream home, we will assist you in preparing the offer details. We will submit the offer to the seller/seller agent and follow up with them as needed. We will ensure all documents are completed accurately and submitted in a timely manner.
Step 6
offer negotiation/ acceptance
Offer negotiation is the most important, and exciting, parts of the process and we take pride in ability to negotiate a real estate transaction. Many items can be negotiated, such as purchase price, closing costs, repair requests, closing date, and much, much more. Effective negotiation can lead to favorable terms, price adjustments, and a smoother transaction process, ensuring that the investment aligns with the goals and expectations of all involved.
Step 7
time to inspect
The “due diligence” period is your time to find out as much about the property’s condition as possible. The home and termite inspection, along with many others can be performed at this time. HVAC, roof, well and septic inspections are common, in addition to radon tests or structural engineering tests. Not to worry, we will assist you during this entire process.
Step 8
repair requests/
renegotiate
Once you have completed needed inspections, there may be some repairs you’d like the seller to complete prior to closing. This is the time to make repair requests and renegotiate if necessary. Results can range from seller refusal to assist in repairs, a reduction in sales price, or concessions to the buyer at closing to cover repair costs.
Step 9
secure loan approval
If using a lender, now is the time to firm everything up. Complete and submit all requested information. Working with a responsive lender is important and reduces stress and frustration.
Step 10
Title work
Once the purchase contract is signed by both parties, a copy will be sent to a closing attorney. The closing attorney will order a title search and prepare all the closing docs, many of them will come from your lender. These will be prepared and ready for you at the closing table.
We’re getting close!
Step 11
Close on your home
A very exciting day for a buyer! This is the day where we meet at the closing attorney’s office to sign closing docs. These consist of deed transfer docs, loan docs and a host of other disclosures. Don’t worry! You’ll be so excited you’ll hardly notice the writers cramp from signing your name!
Step 12
Move into your home
Once the deed records with the county office (normally a few hours after signing your documents) you will be handed the keys to your home and it’s time to celebrate!
Yes, we agree. That is an involved process. We’d like to have your transaction go as smooth as possible, so if you have not done so already, please schedule a time to meet with us and also complete your intake form.
We look forward to working with you!
Brokered By
United Real Estate - Queen City
7880 Idlewild Rd
Indian Trail, NC 28079
